![]() With your goals in mind, allocate a specific amount from each check to savings and investments. Stay on track to build a strong financial cushion for the future. I like realistic and specific goals, writing them down and visualizing them on a vision board. Setting financial goals is crucial for a productive biweekly budget. Decide On Your Savings, Investing, & Financial Goals This step ensures you can cover expenses even during months with a tighter budget. If your earnings vary every month, create a budget based on your smallest paycheck. This is crucial if you get paid biweekly- make sure those numbers are right! When reviewing your checks, track your final pay. Now, let’s determine your actual earnings! Collect your pay stubs and other income sources. Here’s a helpful tip: Be honest about your spending! Estimate the amount you’ll spend on each and assign them to the appropriate paycheck.Ĭreate a list of fixed bills (rent, mortgage, utilities, insurance) and variable expenses (groceries, transportation, entertainment).ĭon’t forget to add due dates so you know when your bills overlap with your paychecks or when multiple bills hit at once and you need to save extra to cover things. To prepare your biweekly budget, gather your bills and identify your expenses to know where your money goes every week. Then hit print and get ready to fill it out. The templates will download as a PDF, and you can download it with the “arrow” button. Download & PrintĪfter opening the biweekly budget, go ahead and download and print it. Simply click on the image above to access it! 2. Here’s my biweekly budget template for you. ![]() I’ve used this biweekly system to watch what I spend, pay off debt, and set a nice little nest egg aside, so I’ll walk you through the steps to use your biweekly budget template, too! 1. If you want to start biweekly budgeting, just follow the steps below to download our user-friendly biweekly budget template. ![]()
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